The needs calculator can help you determine how much coverage you should have based on several factors including your current income and an estimate of future inflation.
	Annual income before tax: $    Percentage of income needed by dependents: 50% 55% 60% 65% 70% 75% 80% 85% 90% 95% 100%   Age:     Number of years benefits are needed: 10 15 20 25 30 35 40 50   Annual inflation rate (estimate): 2% 3% 4% 5% 6% 7% 8% 9% 10%   Annual interest rate (estimate):   3% 4% 5% 6% 7% 8% 9% 10% 11% 12%

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